The Finance Geeks Podcast

Episode 8: Turbocharge Your Efficiency - Accelerating Your Business Performance

In this high-speed episode of The Finance Geeks, Warren and Paul rev up your business efficiencies. Just like fine-tuning a race car for peak performance, they delve into essential methods to streamline your operations and eliminate inefficiencies. From streamlining processes and reducing task duplication to automating repetitive activities, discover how to optimize every aspect of your business engine for maximum productivity and speed.
Join Warren and Paul as they provide actionable insights and strategic adjustments to keep your business running like a well-oiled machine. Whether you're looking to boost productivity, enhance team collaboration, or implement cutting-edge automation, this episode is your pit stop for achieving unparalleled business efficiency. Get ready to hit the gas and drive your business to new heights of success!
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Chapters: 0:00 - Intro
4:17 - How to run a super-efficient business
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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Reference Links:
18 Ways to be super efficient
https://tandemfp.sharepoint.com/:b:/s/Tandem/ES-mGxJ8HWpLjEeV5p5u1doB46pxl4u4qyshvFVLPSM2-Q?e=fr0AhL
 

Episode 7: Charting Your Business Plan - Setting Sail for Success in 2025

In this episode, Warren and Paul draw on client insights to show that robust financial and business planning is like the detailed charting of a sea voyage. Just as a seasoned captain plots a route with waypoints and contingency plans, you need to plot your business and financial objectives to steer clear of unwanted currents and navigate towards long-term success.
Imagine your Management Information reviews, process audits, and updated documentation as your ship’s rigging and instruments - each element finely tuned to keep your vessel steady. By regularly scheduling compliance checks and planning for team coverage (much like rotating your crew on watch duty during stormy weather), you're ensuring that your financial strategies and business operations are shipshape.
Join The Finance Geeks as they hoist the sails, trim the rigging, and embark on a prosperous journey into the new year.
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Chapters: 0:00 - Intro
8:55 - The Focal Point: Business Planning - How to make 2025 a great year!
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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Podcast Reference Links:
Creatine and Whey Protein: Should You Take Both?
https://www.healthline.com/nutrition/creatine-vs-whey#muscle-gain
Creatine vs. protein: Which is better, post-workout, and more
https://www.medicalnewstoday.com/articles/creatine-vs-protein#benefits
The 20 Ultimate Tips for How to Sleep Better | Sleep Foundation
https://www.sleepfoundation.org/sleep-hygiene/healthy-sleep-tips
Tim Berry (entrepreneur) - Wikipedia
https://en.wikipedia.org/wiki/Tim_Berry_(entrepreneur)
 
This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.
#BusinessPlanning #PlanForSuccess #StrategicPlanning #BizPlan2025 #ChartYourCourse #NauticalStrategy #SetSailForSuccess #BusinessBlueprint #PlanYourJourney #ChartingSuccess #AnchoredInPlanning #SteerYourBiz #SailingToSuccess #BusinessCompass #Navigating2025 #BusinessStrategy #VisionAndPlan #BizStrategy #MappingSuccess #CourseToSuccess #BusinessGoals #PlanYourFuture

Episode 6: Blueprint for 2025 - Planning Your Best Year Yet!

This episode delves into the meticulous process of designing your personal and professional goals for the upcoming year. Discover how to draft a comprehensive blueprint that outlines your aspirations, sets actionable milestones, and builds a solid foundation for success.
Whether you're aiming to advance your career, enhance your well-being, or embark on new personal endeavours, Warren and Paul provide the strategic insights and practical tools you need to construct a fulfilling and prosperous 2025. Start laying the groundwork for your best year yet with expert guidance from The Finance Geeks!
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Chapters:
0:00 - Intro
8:47 - The Focal Point: Planning 2025 - Making it your best year yet!
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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Podcast Reference Links:
ibai.london - Restaurant
https://ibai.london/
https://www.instagram.com/ibai_london/
Planning Your Adventure – Living Life To The Full
https://planningyouradventure.co.uk/
Discovery Questions.pdf – Tandem’s Discovery Questions.
https://tandemfp.sharepoint.com/:b:/s/Tandem/EU6FbHihENFEpxTHDwY0K0cBdgVuJ6iU-62aTBWHuUcAeg?e=LzK7kS
What Are Your Values? - Deciding What's Important in Life – What are values?
https://www.mindtools.com/a5eygum/what-are-your-values
What are Values? - Ethics Sage
https://www.ethicssage.com/2018/08/what-are-values.html
Virtue - Wikipedia
https://en.wikipedia.org/wiki/Virtue
 
This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.
#GoalSetting #AchieveYourGoals #SuccessPlanning #2025Goals #YearAhead #PersonalDevelopment #ProfessionalGrowth #CareerGoals #LifeGoals #FinanceGeeks #UKFinance #FinancialPlanning #Prosperous2025 #WealthBuilding #SelfImprovement #KnowYourOutcome #BlueprintForSuccess #MapYourGoals #StrategicPlanning #GoalBlueprint #PlanForSuccess

Episode 5: Real Life Financial Success Stories

Warren Shute & Paul Cleworth highlight inspiring financial success stories from their clients. From conquering complex tax problems to building a secure retirement plan, they break down the strategies that helped turn financial chaos into clear, achievable wins.
These stories aren’t just numbers on a spreadsheet—they’re real people hitting their goals, proving that with the right advice and a little geeky know-how, financial success is within reach. If you’ve ever wondered how good planning can transform lives, this episode has the answers.
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Chapters:
0:00 - Intro
12:12 - Real Life Financial Success Stories
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.

Episode 4: Wrestling Retirement Planning - Smackdown Strategies for a Winning Future

Step into the ring with Paul and Warren as they grapple with the heavyweight challenge of retirement planning. In this episode, our financial tag team breaks down the moves you need to pin down your retirement strategy.
From the early-game tactics of auto-enrolment and salary exchange to the high-flying maneuvers of carry forward contributions, they’ll show you how to stay on the offense and avoid being counted out by tax inefficiencies.
The Geeks put retirement income goals into a sleeper hold, asking the big question: “How much is enough?”. They also emphasize the importance of tag-teaming with your spouse to maximize retirement savings.
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Chapters: 0:00 - Intro
9:14 - Wresting Retirement Planning
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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Podcast References:
Odyssey St Albans
https://odysseypictures.co.uk/OdysseyPictures.dll/Home
Standards of living stats
https://www.retirementlivingstandards.org.uk/
Folio Society - Beautifully Illustrated Hardcover Books
https://www.foliosociety.com/uk
Ideal financial set up link
https://tandemfp.sharepoint.com/:b:/s/Tandem/EbLD21U3O3xEljQoSxXzdqEBsA2kk1QQJ4BwTybwulXppQ?e=SWpvqq
How much will you need in retirement
https://www.moneyhelper.org.uk/content/dam/maps/en/pensions/moneyhelper-retirement-budgeting-leaflet.pdf
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This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.
#FinancialRumble #RetirementSmackdown #RetirementPlanning #FinancialAdvisors #PensionStrategy #TaxEfficiency #WrestlingWithRetirement #FinancialPlanners #WealthManagement #ClientSuccess #FinancialFreedom #SmartInvesting #TaxStrategies #FinanceForAdvisors #TagTeamFinance #PlanForRetirement #AdvisorInsights #ProfessionalFinance #RetirementGoals #MoneyManagement #FinancialGeekery #thefinancegeeks

Episode 3: Budget Fallout - Weighing the Aftermath

In this episode of The Finance Geeks, Paul Cleworth and Warren Shute dig into the aftermath of the UK’s Autumn Budget, one of the biggest tax-raising budgets since 1993. With the government targeting £40 billion in taxes, they break down the key changes, including rises in employer National Insurance, adjustments to Capital Gains Tax, and a boost in the minimum wage.
They highlight the government’s 180-degree shift on tax policy, increasing taxes despite prior promises, and share insights on how these adjustments will impact businesses, investors, and homeowners alike.
Paul and Warren share advice for proactive planning in response to these changes, guiding listeners on how to stay ahead in this evolving financial landscape and keep the financial scales tipped in their favour.
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Chapters: 0:00 - Intro
4:59 - The Budget Fallout
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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Podcast References:
The Budget - Autumn Budget 2024 – HC 295
https://assets.publishing.service.gov.uk/media/672232d010b0d582ee8c4905/Autumn_Budget_2024__web_accessible_.pdf
AUTUMN-STATEMENT – Tandem Budget Guide
https://tandemfinancial.co.uk/wp-content/uploads/2024/10/AUTUMN-STATEMENT-24_spreads.pdf
Chancellor Rachel Reeves admits she was 'wrong' to say higher taxes not needed during election | Sky News
https://news.sky.com/story/chancellor-rachel-reeves-admits-she-was-wrong-to-say-higher-taxes-not-needed-during-election-13247364
Republicans win Senate majority | AP News
https://apnews.com/live/senate-house-election-updates-11-5-2024
Autumn Budget 2024: Pensions to be subject to inheritance tax
https://www.moneysavingexpert.com/news/2024/10/pensions-liable-inheritance-tax-2027/
Pensions face “double tax” due to inheritance tax change - what are your options? | MoneyWeek
https://moneyweek.com/personal-finance/pensions/pensions-face-double-tax-due-to-inheritance-tax-change-options
Laffer curve - Wikipedia
https://en.wikipedia.org/wiki/Laffer_curve
Autumn Budget 2024: what do the experts say about the major changes? | Unbiased
https://www.unbiased.co.uk/news/personal-finance/autumn-budget-2024-what-do-the-experts-say-about-the-major-changes
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This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.

Episode 2: Wrangling Bulls & Bears - Insights for a Steady Financial Ride

In this episode of The Finance Geeks, Paul Cleworth and Warren Shute bring you on a journey through the unpredictable world of bull and bear markets.
Just like wrangling powerful forces in the wild, navigating market shifts requires skill, patience, and a clear strategy. Paul and Warren dive into what makes a market “bullish” or “bearish” and explore why these cycles occur, emphasizing the importance of staying calm and focused even in turbulent times.
They share insights on recent trends in major market indices, the dynamics of growth and value stocks, and why bull markets have historically lasted longer than bear markets.
Whether you’re an investing newcomer or a seasoned market watcher, Paul and Warren’s expert perspectives will help you stay balanced and resilient through all of the market’s twists and turns.
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Chapters: 0:00 - Intro
4:56 - The Focal Point: Bulls & Bears
37:53 - Quotes & Anecdotes
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.

Episode 01: Autumn Budget 2024 - The Geeky Guide to What’s Coming

After a summer break full of travels and downtime, Paul and Warren are back with The Finance Geeks! In this episode, they get straight to business, tackling the upcoming UK Budget on October 30th. The Geeks discuss the potential tax changes on the horizon and how they could affect everything from pensions to capital gains. Whether it's Capital Gains Tax (CGT), Inheritance Tax (IHT), or possible tweaks to pensions, Paul and Warren offer their expert insights on what might be coming your way—and how a good adviser can help you save. Tune in to find out what’s in store for your finances this autumn!
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Chapters:
0:00 - Intro
4:04 - The Focal Point: The Autumn Budget - What's Coming
31:49 - Quotes & Anecdotes
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.

Episode 013: Raising Money Smart Kids - Conquering the Financial Playground

In this episode, financial experts Warren Shute and Paul Cleworth share their experiences and practical tips to help you equip your kids with the skills to navigate the financial ups and downs of life with confidence.
Discover why financial literacy is a must-have superpower for your kids, and learn how to teach them to navigate the financial ups and downs like pros. Warren and Paul will share age-appropriate strategies and systems that make money management a fun and engaging part of growing up.
From swinging into positive money habits to balancing on the financial seesaw, this episode is packed with practical tips and geeky insights. Learn how to use allowances as teaching tools and transform the sandbox of savings into a place of empowerment.
Tune in and transform your child's financial playground into a space of confidence and future success. Get ready to geek out on money and help your kids conquer the financial playground with flying colours!
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Chapters:
0:00 - Intro
8:12 - The Focal Point: Raising Money Smart Kids
47:17 - Quotes & Anecdotes
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Podcast Reference Links:
HyperJar | Free Money Management App & Card
https://hyperjar.com/
Go Henry - Teaching Kids & Teens Money Skills For Life
https://www.gohenry.com/uk/
Rooster money - NatWest Rooster Money | Kids' Prepaid Debit Card and Pocket Money App
https://roostermoney.com/
Nimbl - Mastercard
https://nimbl.com/
Morgan Housel - The best financial advice I know (what I want my kids to learn)
https://open.spotify.com/episode/13uqPBWgAyT4VHRZEfMfXH?si=f6e8cdd7595143fd
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Follow us our our social media channels:
Instagram:
https://www.instagram.com/thefinancegeekspodcast/
X:
https://twitter.com/TheFinanceGeeks
YouTube:
https://www.youtube.com/@thefinancegeeks
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This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.
#pocketmoney #kidsfinance #thefinancegeeks #moneymanagementforkids #moneysmartkids #teachingkidsfinance #youthfinancialeducation #youthfinance #kidsfinancetips
 

Episode 012: Love and Money - Navigating Finances with Your Partner

This episode tackles the ultimate two-player challenge: Love and Money! We're delving into the pixelated world of couples' finances, guiding you through your financial journey together. We'll decode the secrets of managing your money together, dodge hidden traps of financial infidelity, and explore how different spending habits can affect your relationship and how to manage them.
Level up your relationship with our essential strategies. This includes planning a romantic "financial date night" to discuss budgets and goals; establishing clear spending boundaries to avoid any surprises down the road; and learning how to manage your bank accounts together without causing financial strain on your relationship.
Join us in this episode to learn how to turn your financial woes into a victory dance for your relationship!
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Chapters: 0:00 - Intro
7:29 - The Focal Point: Relationships & Money
42:14 - Quotes & Anecdotes
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Follow us our our social media channels:
Instagram: https://www.instagram.com/thefinancegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
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This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.
#CouplesFinance #MoneyTalksLoveListens #LoveAndMoney #DateNightIdeas #FinancialPlanning #CoupleFinancialPlanning #GrowingTogether #FinancialInfidelity #TheFinanceGeeks #FinancialEducation #FinancialSuccess